NewExtend the stack with Originate

The AI platform for building any origination process.

Neobits is an AI platform-as-a-service for banks. Design, automate and run any origination process, from loans to onboarding, on secure, compliant infrastructure.

100k+CustomersProcessed
99.9%ServiceUptime
<10 msDecisionLatency

One platform, built around AI. Originate runs the customer relationship, Fuse gathers the data, Logic makes the decision, and agents do the busywork in all three.

Originate

The workspace for loan origination: customers, deals and documents in one place.

Sort and filter in a click.

Slice contacts, companies and deals any way your team works.

Shape it your way.

Describe the object you need and the agent builds it, fields and all.

A CRM shaped like your lending business. Contacts, companies, deals or objects of your own, with agents suggesting the next step for every record.

Every customer, one record.

Deals, value and satisfaction, always up to date.

Know the customer in seconds.

An AI summary of the relationship on every record.

Paperwork, handled. Upload anything. Agents classify it, pull out the numbers and file it on the right customer.

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Fuse

A single source for your data: every registry and bank behind one lookup.

One profile, every registry.

Folkeregisteret, Skatteetaten, Gjeldsregisteret and more, checked in parallel.

Live, at a glance.

Lookups, match rates and response times as they happen.

Answers, straight from the source. Ask in plain language. The agent searches every registry and answers with numbers you can check.

Drag, drop, done.

Prefer to build by hand? Every step is a component.

Customers in the loop.

Pause for BankID, consent or a bank connection, then carry on automatically.

Describe the check. The agent builds it. New sources, loops and branches in seconds, tested on a sandbox applicant before you accept.

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Logic

The visual decision engine: credit policy you can read, test and ship.

Rules your team can read.

Decision tables turn credit policy into rows anyone can review.

Logic you can see.

Expressions evaluate against real applicant data as you type.

Change policy in a sentence. The agent edits the decision graph, validates every expression and waits for your approval.

Promote with one click.

From development through QA to production, each with its own version.

Microsecond decisions.

Every execution logged, with latency you can measure.

From draft to production in minutes. Version, promote and watch every execution in real time.

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The All-in-One Advantage. When used in unison, our products provide a more powerful and seamless experience.

Originate starts the process.

Our comprehensive loan origination system handles CRM, workflows, and case management. Users begin by selecting their loan amount and entering basic information like their national ID number to initiate the application process.

Fuse gathers data.

Users are seamlessly redirected to our data gathering system, where Fuse securely collects and verifies financial information needed to complete the loan application process.

Originate closes the deal.

With all data verified, users return to Originate to review and finalize their application. The integrated workflow ensures a smooth handoff and successful loan completion.

Application funnel
Share of started applications
  • Before
  • With Neobits
Ikano Bank application funnel, share of started applications
StageBeforeWith Neobits
Started100%100%
Documents54%92%
Credit check38%71%
Signed21%46%
Case Study

Ikano Bank. No more drop-offs over documents.

Ikano Bank's Norwegian branch uses the Neobits API to fetch, verify and structure customer data, so applicants no longer drop off over missing or incorrect documents.

Let us take charge of your loan origination.

Our specialists set up our products for you, or help you build your own from our components.

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