# Neobits: the AI platform for building any origination process

> Neobits is an AI platform-as-a-service for banks. Design, automate and run any origination process, from loans to onboarding, on secure, compliant infrastructure.

- 100k+ customers processed
- 99.9% service uptime
- Under 10 ms decision latency

## One platform, built around AI

Originate runs the customer relationship, Fuse gathers the data, Logic makes the decision, and agents do the busywork in all three.

### Originate: the workspace for loan origination

Customers, deals and documents in one place. A CRM shaped like your lending business: contacts, companies, deals or objects of your own, with agents suggesting the next step for every record.

- **Sort and filter in a click.** Slice contacts, companies and deals any way your team works.
- **Shape it your way.** Describe the object you need and the agent builds it, fields and all.
- **Every customer, one record.** Deals, value and satisfaction, always up to date.
- **Know the customer in seconds.** An AI summary of the relationship on every record.
- **Documents filed for you.** Upload anything. Agents classify it, pull out the numbers and file it on the right customer.

More: [Originate](https://neobits.ai/originate.md)

### Fuse: a single source for your data

Every registry and bank behind one lookup.

- **One profile, every registry.** Folkeregisteret, Skatteetaten, Gjeldsregisteret and more, checked in parallel.
- **Live, at a glance.** Lookups, match rates and response times as they happen.
- **Answers, straight from the source.** Ask in plain language. The agent searches every registry and answers with numbers you can check.
- **Describe the check. The agent builds it.** New sources, loops and branches in seconds, tested on a sandbox applicant before you accept.
- **Drag, drop, done.** Prefer to build by hand? Every step is a component.
- **Customers in the loop.** Pause for BankID, consent or a bank connection, then carry on automatically.

More: [Fuse](https://neobits.ai/fuse.md)

### Logic: the visual decision engine

Credit policy you can read, test and ship.

- **Rules your team can read.** Decision tables turn credit policy into rows anyone can review.
- **Logic you can see.** Expressions evaluate against real applicant data as you type.
- **Change policy in a sentence.** The agent edits the decision graph, validates every expression and waits for your approval.
- **Promote with one click.** From development through QA to production, each with its own version.
- **Microsecond decisions.** Every execution logged, with latency you can measure.

More: [Logic](https://neobits.ai/logic.md)

## The all-in-one advantage

When used together, the products provide a more powerful and seamless experience:

1. **Originate starts the process.** The loan origination system handles CRM, workflows and case management. Applicants select a loan amount and enter basic information, like their national ID number, to start the application.
2. **Fuse gathers data.** Applicants are redirected to Fuse, which securely collects and verifies the financial information the application needs.
3. **Originate closes the deal.** With all data verified, applicants return to Originate to review and finalize their application.

## Case: Ikano Bank

Ikano Bank's Norwegian branch uses the Neobits API to fetch, verify and structure customer data, so applicants no longer drop off over missing or incorrect documents. [Read the case](https://neobits.ai/media/ikano-bank-streamlines-credit-checks-with-neobits-api.md)

## Get started

Neobits specialists set up the products for you, or help you build your own from the components. Book a demo at hello@neobits.no. Developers: [API documentation](https://docs.neobits.ai/llms.txt).